SAVii

Dignified credit for the workforce

SAVii is a salary-linked financial wellness platform in the Philippines that partners with employers to offer loans, insurance, and education directly through payroll. By removing paperwork and middlemen, it makes essential credit and protection accessible, especially for underserved working populations.

Industry
FinTech
Stage
Growth
Deliverables
Product Discovery, UX Design, UI Design, Visual Design, Product Strategy, Rapid Prototyping, Communication Design, Data-Driven UX Audits

The vision

In the Philippines, access to ethical, affordable credit remains a challenge, especially for blue-collar workers. SAVii set out to change that. By offering salary-linked financial services through employers, their vision was to replace exploitative lending with dignified, structured financial wellness, covering not just loans, but education, insurance, and support.

The challenge

SAVii had a strong mission and product-market fit, but struggled with adoption, trust, and retention. The team needed a product-first design partner to help elevate every layer, from UI and product flows to communication and growth strategy.

The solution

Over a multi-year engagement, we became SAVii’s strategic design team, supporting everything from foundational UX and rapid-growth experiments to the marketing roadmap. We redesigned flows, built new offerings, collaborated on product strategy, and used data-driven insights to help SAVii acquire, retain, and support their users with clarity and confidence.

Loan application steps: you are just a few steps away from your loan

Driving retention through refinance & reloan

We used data to identify the right moment to nudge users toward a second loan. By mapping communication and eligibility touchpoints into the existing loan journey, we helped increase repeat borrowing ethically and effectively while staying ahead of competitors.

Refinance nudge on the products screen
Worker on his phone with a new-loan eligibility card
New-loan eligibility card: salary loan in under 24 hours

Quick loans, launched fast

To counter rising pressure from faster-moving competitors, we helped SAVii design and launch a quick loan product tailored for urgent financial needs. We gave it a distinct identity, designed trust-building touchpoints, and ensured it integrated seamlessly into the platform. It met urgent user needs without losing the brand’s voice or values, and helped SAVii stay ahead, not just catch up.

InstaFunds quick loan card on the home screen

Smarter referrals, grounded in data

Referral flows were underperforming. We audited user behaviour, validated hypotheses with product data, and redesigned the entire referral journey from visual design to eligibility messaging, improving visibility and conversion.

Enter your referral code screen

Trusted, embedded, and driving growth

As SAVii’s ongoing design partner, we helped shape not just what the product looked like, but what it could become. Working closely with their product and data teams, we co-led strategy, identified opportunities, tested fast, and iterated often to drive growth.

Our role ran so deep, we started showing up on their org charts as the Design Team and even found ourselves at company retreats, lanyards and all! In 2024, SAVii was acquired by one of Southeast Asia’s largest banks, a milestone that reflected just how far the product, and our partnership, had come.

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